Every year, Nassau County homeowners from Bellmore and Garden City to Oyster Bay and Plandome, perform that ritual known as Spring Maintenance. In addition to ensuring that branches that have been damaged over the Winter and have become a danger to your roofing, are trimmed back, there are many considerations while performing or having these chores performed. It is an optimal time to take stock of your insurance coverages to make certain that your Nassau County homeowners’ insurance policy is up to date. Nassau County home insurance coverages are easy to factor in when you speak with the professionals at Grillo & Associates. We’ve assisted thousands of Nassau County residents from Freeport and Hempstead to Roslyn and Massapequa with updating their policies and coverages to make certain you are adequately covered in case of almost every contingency. That’s why we recommend that you add one important item to your checklist: Call Grillo & Associates and schedule a policy review. You’ll be glad you did!
There is much more to Spring Maintenance than cleaning. It is a time to focus on safety, functionality, energy efficiency and more. For example, be sure to make certain that your smoke and carbon monoxide detectors are in good working order. From the roof to its foundation, check your home for cracks and leaks, inspect your deck, and throughout your property, make certain you have proper drainage to prevent water from breaching your basement. Here’s a quick overview of both interior and exterior areas to scrutinize, as these can cause property damage if not promptly repaired.
Interior:
Leakage: Check for leaks under the sink, in the attic as well as in the basement. If you detect any water stains, have them attended to immediately. Check the source of any basement leaks, as depending on the source, damages caused by some of these leaks may not be covered by your Nassau County homeowners’ insurance policy.
Window and Door Seals: Inspect for cracks and/or leaks and install/replace weather stripping. Here again is the opportunity to see if recent severe storms have caused interior flooding.
Sump Pump: If your residence has one, check for proper drainage and consider a battery backup to prevent a future insurance claim.
Exterior:
Porches and Decks: Check for damaged planks, algae, and loose or missing screws and nails.
Gutters: Clean gutters and downspouts, checking for any residual damage. If found, have it attended to immediately.
Roof: Check for torn or missing shingles. If your roof has warped shingles and is more than 20 years old, it’s due for replacement.
Siding and Trim: Inspect for loose panels, damage, and termite activity.
Outside Water Faucets: Check for leaks.
Landscaping: Ensure that there is proper drainage near your foundation, and trim trees with branches that could damage your residence.
As your maintenance chores progress, you might consider any additions or updates you have made to your home or property in recent years. If your current Nassau County home insurance policy was last updated when you purchased your home, it is likely inadequate and will not provide sufficient coverage when you file a claim. Grillo & Associates advises that you contact our team to review your policies to make certain that you are fully covered in the event of damages and/or asset losses. If you do experience damages, we can also advise you on claims submission and assist you at every step of the process. Nassau County homeowners from Great Neck to Bethpage have relied on Grillo & Associates for decades for the insurance coverage they need to obtain true peace of mind. Give us a call today, we look forward to serving you and your insurance coverage needs!
