For Nassau County residents, it does not matter if you have finally achieved your dream of home ownership or have held a mortgage for several years or more. Probably the last time you gave your homeowners’ insurance policy a thought was at your bank when you applied for a mortgage and having a Nassau County homeowner’s [...]

Whether you are new to leasing your residence or have been a tenant for years, it is vitally important to have adequate insurance for your possessions. Many renters overlook this fact and decide to risk it, thinking that tenant insurance is too expensive or not justifiable. In this posting, Grillo & Associates, who have assisted thousands [...]

Most business owners cite buying commercial insurance policies as their least favorite task. Insurance terms are unfamiliar, and no one likes to feel ignorant. When you contact a carrier directly, however, you are served by a salesperson whose agenda will likely differ from yours - to obtain the best policy your firm requires at the best [...]

Your successful business was founded on principles that include policies and procedures supported by hard work. When reviewing future plans, however, make certain you have an insurance strategy in place as well. This way, your coverages will be comprehensive and complete to fully protect you and your enterprise should the unforeseen occur. Grillo & Associates, a [...]

In recent years, the local restaurant industry suffered a major blow when the pandemic placed most Americans on lockdown for months on end. Many eateries were closed for the duration, and many more were permanently shuttered. Emerging from those challenges, as part of a cost-cutting endeavor, you may have underspent for your business insurance coverages, especially [...]

Everyone needs insurance to protect their major investments including your property, possessions, and business interests. Locally, Grillo & Associates has long been among the most trusted insurance companies on Long Island, providing personalized coverage for our clients. We customize policies including General Liability Insurance for Small Businesses, Renters Insurance in New York, Homeowners Insurance for Nassau [...]

There are several homeowners insurance policy types, but the one Grillo & Associates field the most questions about is Dwelling Insurance coverage. That is because many homeowners are unfamiliar with the term. Dwelling Coverage is a subset of a homeowners or condo insurance policy that protects the actual physical structure of a residence, as well as [...]

Until internet usage became widely available to the public, no business owner would have considered the possibility of a digital attack on their enterprise. Over the past decade, however, cybercriminals have found that it is far easier to stage an attack on small- to mid-sized firms than to infiltrate major corporations with in-house IT teams, dedicated [...]

As of right now, there are only three states in the U.S. that require boat insurance, and New York isn’t one of them. Regardless, we encourage every boat owner to obtain this valuable policy for what is covered. Should you be involved in a boating accident, boat insurance in New York covers you and your boat [...]

With rising costs for just about every necessity, many consumers try to rein in their expenses by not considering carrying a flood insurance policy in addition to their homeowners’, business, or tenants’ insurance. In the five boroughs as well as on Long Island and NYC, flood coverage is essential, not just in high-risk areas by the [...]