We’re Here To Guide You With You Personal Insurance!
Save up to 30% on Auto Insurance
Make sure you are protected by an insurance company that will provide personal insurance coverage options to help protect you, your business and your vehicle from uninsured drivers and hit-and-run accidents.
Why do you need personal insurance? In New York, as well as many other states, there are numerous reasons, including the fact that some forms of insurance are mandatory such as auto, and homeowners should you need an auto loan, proof of liability coverage, or a mortgage. Opting to purchase insurance is important as it additionally provides financial security when life’s challenges present themselves. Look to Grillo & Associates as your brokers for personal insurance for New Yorkers, and residents of 18 other states.
Our professionals can offer valuable insight and assistance to ensure that you select the protection your life, family, personal property, and business assets require. Look at buying an insurance policy as a key aspect of sound financial planning. The future cannot be predicted, but with the right personal insurance policies through Grillo & Associates, you’ll be covered for every contingency. Best of all, you can turn to our team to purchase every insurance policy you’ll need now, and in the future. Here are the types of personal insurance policies we offer:
Automobile insurance provides financial coverage in the event of an accident, vandalism, theft or collision involving a motor vehicle.
Homeowners insurance can protect your home against theft, fire, lawsuits, weather damage and other covered losses.
If you own a condo, the building’s master policy may not be enough to cover your space or personal belongings. Condo insurance provides additional protection.
If you live in a rented apartment, condominium or home, you need to protect yourself, your space and your stuff. Let us customize a policy that protects you from these risks.
People often don’t think about the value of a flood insurance policy until it’s too late.
An umbrella policy will provide coverage when your automobile or homeowners liability limits have been exhausted.
Our motorcycle insurance will keep you protected and give you year-round peace of mind, whether your bike is on the road or in storage during the winter months.
Let Grillo & Associates protect your fishing boat, sailboat, pontoon boat, ski surf boat or other recreational boat.
Protect your toys with a personal watercraft/atv insurance policy. We offer liability, collision and comprehensive coverage and more.
Grillo & Associates identity theft protection helps you keep your personal data secure amid a growing number of risks and cyber crimes.
To summarize, here are the top reasons to consider personal insurance coverage:
- Financial security: offers protection to cover yourself, your family and your assets due to an unforeseen event such as a liability injury claim.
- Compliance: Insurance requirements vary by state. Auto insurance, for example, usually requires a set dollar amount for bodily injury and property damage liability as well as coverages should an accident occur with an uninsured/underinsured driver.
- Transfer of risk: the concept of insurance is simple, it transfers financial risk from the insured to the insurer. This is possibly the most important reason to have personal insurance from our New York brokerage. A policy through Grillo & Associates reduces your financial burden and provides complete peace of mind.
We offer an extensive range of insurance that includes Homeowners’, Condo, Renters’, Automobile, Flood, Motorcycle, Boat, Identify Theft, and Toys (ATVs and watercraft). We will also provide a custom Umbrella policy package to cover all your needs.
This type of coverage offers protection for you, your family, and your assets when an unforeseen event, like a liability injury claim, occurs. Personal Insurance transfers financial risk from the insured to the insurer to provide complete peace of mind for individuals and families alike.
Consult with our team and together we will determine your coverage needs by analyzing a range of factors including risk, valuations, coverage limits, and more. Everyone’s needs vary and so do the types of policies available such as standalone, homeowners, and renders, the amount of liability coverage, your age, occupation, and even your claims history are considered to help you choose the right coverage.
You may be familiar with the term “insurance bundling” or “multi-policy discount” by having all your policies from the same carrier which saves you money and makes handling your policies convenient when you have to submit a claim. However, another, preferred option is an umbrella policy which provides extra liability coverage and is also worth considering when your primary policy limits are exhausted. Speak with our representatives to determine the best options for you.
You can get a personalized insurance quote from Grillo Insurance one of two ways- Call Grillo & Associates at 516-788-8361 to schedule an appointment, or apply online via our INSTA-Quote service. We look forward to assisting you.
This policy generally covers your home, possessions, and other assets against loss due to accidents, disasters, vandalism, and theft. These coverages may also include liability, loss of use, additional structures on your property, and medical payments to others.
When you need to file a claim, you’ll contact your agent to report the event/losses. We will review your policy to learn the coverage limits and ask for detailed information including how the event occurred, what sustained damage, what assets were lost, as well as the receipts for these items and any documentation such as videos or photos of the damages/losses as part of your claims submission.
We make getting an insurance quote easy.
Click on “Get A Quote Now” or call us at 1-800-772-0627 or (516) 798-0320. Speak with one of our team members about your insurance needs.
Grillo & Associates has a reputation of providing excellent service.
Contact our office today. Our team of specialists will assist you in determining what policy would be best suited for your insurance needs.
Read more about insurance here.