General Liability Insurance protects a business against accidents and injury. This could happen on its premises, as well as exposures related to its products.

A General liability insurance Company will protect you from payments for bodily injury and property damage to a third party, for medical expenses, for the cost of defending lawsuits including investigations and settlements, and for any bonds or judgments required during an appeal procedure.

You can usually bid work without having a general liability insurance policy but most often you can not perform the work until you have a general liability insurance policy and commercial insurance in force. You will likely be required to provide an original certificate of insurance before beginning a job. Commercial Insurance is vital to protecting your business.

Who needs a General Liability Insurance Company and a secure policy?

  • General Contractors
  • Heavy Construction Contractors
  • Specialty Trade Contractors


Industry experts recommend at least $1 million to $2 million of general liability insurance. Your general liability insurance company premium will depend on the specific risks involved and the size of your business, which is measured by sales, payroll or the number of employees. Commercial umbrellas and excess policies are also available.

Our insurance company is licensed to write in Arizona, California, Connecticut, Delaware, Illinois, Maine, Maryland, Nevada, New Hampshire, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Rhode Island, South Carolina, Texas, Vermont, Virginia.

We make getting an insurance quote easy.

Click on “Get A Quote Now” or call us at 1-800-772-0627 or 516-798-0320. Speak with one of our team members about your insurance needs.

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Grillo & Associates has a reputation of providing excellent service.

Contact our office today. Our team of specialists will assist you in determining what policy would be best suited for your insurance needs.

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