Most business owners cite buying commercial insurance policies as their least favorite task. Insurance terms are unfamiliar, and no one likes to feel ignorant. When you contact a carrier directly, however, you are served by a salesperson whose agenda will likely differ from yours – to obtain the best policy your firm requires at the best price. Here are the top 5 reasons to speak with an independent business insurance broker, such as the trusted professionals at Grillo & Associates, instead.
Reason #1: Personal Representation: If you have ever been hustled by a salesperson, whether you were buying a car, a home, a computer, or even your clothing, you’ll remember it was not a pleasant experience. That’s because they represent the best interests of their employer, not you. Instead, an insurance broker works for you, not the insurance carrier. It is our job at Grillo & Associates to serve you well by locating the best policies for your needs at affordable rates, not attempt to sell you on a “one size fits all” plan. As the leading local business insurance brokerage, our team is highly experienced in helping you decide what the best coverage options are for you given your unique set of circumstances. When you need a top commercial insurance broker on Long Island, come to Grillo & Associates for the personal representation that you and your enterprise deserve.
Reason #2: A Range of Choices: Now that we have dispensed with exposure to high-pressure sales tactics, the professionals at Grillo & Associates, as your business insurance brokerage, will provide you with quotes for the same coverage from several different carriers. Since the industry is highly competitive, this is a proven way for you to locate better rates and numerous coverage options. We also understand the “fine print” and can help you navigate to locating the best policy for your business’ needs.
Reason #3: Work with Experts You Can Trust: We do the legwork for you. You can go it alone and call a dozen carriers, take pages of notes, and still not be convinced that you have the right coverage for every contingency. Worse, you may end up over insured yet not fully protected. Instead, work with Grillo & Associates. As your commercial insurance broker on Long Island, we will earn your trust by eliminating risk to help you find a policy with stable rates, a range of options, adequate coverage, and a carrier with a proven track record and solid reputation.
Reason #4: Compliance Knowledge: The Grillo Team understands that certain industries must adhere to local regulations. We are fully aware of these in every state and make certain that the plans we offer will be fully compliant with your business’ needs.
Reason #5: Expert Advice Yields Greater Customer Satisfaction: When you speak with the team at Grillo & Associates, we listen to you. We’ll learn about your business, as well as determine what is needed to provide the best coverage possible. Together we will strategize and advise you on the best steps to take. For example, it may be advantageous to opt for having a high deductible, or not. We also are watchdogs and will make certain that you are updated about changes to your policy as well as new insurance options that could save your business money or increase your coverage without a significant rate increase.
At Grillo & Associates, as a top commercial insurance broker on Long Island, we build long-term relationships with our clients built on trust. Our professionals will use our expertise to benefit you and your business, not your insurance carrier. For true peace of mind by working with a business insurance brokerage you can trust, contact Grillo & Associates today!
